Money | Debts | Financial Freedom

How to avoid debts and gain financial independence.


15 Apr

Credit Cards Help Medical Providers Cut Back On Collection


It was revealed in recent news that in Michigan at some doctor’s offices, patients will need to present and utilize their credit cards before getting any medical care. A fairly new internet based medical payment program permits medical providers to secure a credit card before medical help is provided.

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12 Apr

Rising Foreclosures This Year


Recent research by RealtyTrac Year-End 2009 Foreclosure Market Report shows us that 3,957,643 foreclosure filings have been reported on 2,824,674 U.S. properties in the year of 2009. This also includes foreclosure auctions that were scheduled, default notices and bank repossessions.

That’s a twenty one percent increase in properties from numbers in data collected in 2008, and a one hundred and twenty percent increase in total properties from 2007. The report also revealed that one in forty five housing units, 2.21 percent, received at least one foreclosure filing during 2009, up from 2008’s 1.48 percent and 2007’s 1.03 percent.

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12 Apr

The Deal With Credit Reports


Your credit history. It could be your best friend, or your worst enemy. Most of the time it’s like a nosy mother in law coming to visit. You know that she’s coming, and that’s always bad news, but you are too afraid to ask or even consider how long she will be staying. Even though that was the worst analogy ever, read on to see how long negative marks stay on your credit history!

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11 Mar

Debt Collection Agency Fees


One of the main benefits to working with many collection agencies is that you only pay them when they successfully recover your money. This means if the collection agency fails to collect money on your behalf, you don’t owe a penny. Debt collection agents operate on a commission, usually collecting about one third of the commission.

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11 Mar

What To Look At When Looking For A Collection Agency


When looking for a Business Collection agency, it is vital for corporations to find a collection agency that services their specific needs. Some enterprises may rely on collection companies more than others. For example, a independent graphic designer may only need to use a Collection agency’s services once during his or her entire career. However, a larger corporation, such as a credit card company, may require the services of a Collection agency more often.

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