Mar
9
2010
In addition to the extent to which it always existed in our country it has multiplied with the current economic conditions. A combination of a depression and future inflation have continued to encourage it and in recent years the growth of tendencies to violence have further emboldened criminality of all kinds.
Mar
9
2010
We all take the Internet for granted these days, especially when it comes to booking a vacation or ordering a bouquet of flowers for a loved one, but until the facility to accept credit cards online became a reality, none of this was possible. In fact when was the last time you saw a company selling products online that took money orders or checks?
Mar
9
2010
It is essential for consumers to understand all the characteristics of a product or service, and decent content would be able to assist them realize this goal.
The third is that there are marking affiliates that commit the error of promoting only a single product or service and as a result, consumers aren’t provided enough options to choose from. There is additionally the risk of creating fewer gross sales in comparison to to possessing more options for customers ponder about, therefore it’s better to provide them a couple alternatives than to give them just the one.
Mar
9
2010
I sit at my desk completely frustrated with Advanta. I opened up a business credit card with them 3 years ago and made a purchase of $6500 to help build my business credit for Rapid Recovery Solution, my Collection Agency. I have paid more then the minimum every month, on time. Three months ago I noticed that my interest rate seemed a little high. No where on my statement did it say the actual interest rate so I called the company. After 10 min or so I get a live rep on the line and they tell me it is 36.1%. Are they kidding, this must be a mistake. I have over a 750 score and never missed a payment. They said they sent me a notice in Aug that they are doing this due to a change in there lending methods. It turns out this is the second time this year they did this. I went from 8.99% in Jan 08 to 18.99 in Feb 08 to 36.1% in Aug 08.
Mar
9
2010
Three steps to freedom form debt:
1. Stop acquiring new debt.
2. Establish an emergency fund.
3. Implement a debt snowball.
Here’s how to approach each step.
Stop acquiring new debt (This step can be accomplished in an afternoon.)
This may seem self-evident, but the reason your debt is out of control is that you keep adding to it. Stop using credit. Don’t finance anything. Cut up your credit cards.
Mar
9
2010
You should call in a credit collection agency sooner rather than later. The longer you wait to start the collection process on overdue accounts, the less of a chance you’ll have at recovering your money.
Mar
8
2010
If you’re a business owner or departmental manager who does any kind of collections activities, you’re already pursuing first party collections, though you may not have known it. First party collections means precisely that: attempting to collect on debt for your own company instead of sending your accounts to a third party agency. Any time you make a call asking to remit payment or send a past due notice you’re engaging in the practice of first party collections.
Mar
8
2010
Business must always look at the bottom line. This applies not only to income but also making sure the business runs smoothly but that sales are reported accurately along with minimize loss through theft or waste. Below are some items a business can keep and eye on to keep things on track.
Sales Slips
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